erm, tadik google pasal prulady, dan come across this website. erm, byk rupenye kegunaan prulady nih. silap aku takde prulady, kalo tak, ectopic aritu, sure boleh cover. hurm.. dan, aku rasa, byk kebaikan utk mereka yg ttc sbaner. jom tgk.
| Plan | 1 | 2 | 3 | 4 |
| Lifetime Limit | RM25,000 | RM50,000 | RM75,0000 | RM100,000 |
| Female Illness Benefit 1) Female cancer - cancer of breast, cervix uteri, fallopian tube, ovary, uterus & vagina/vulva | 100% | |||
| 2) Systematic Lupus Erythematosus with Lupus Nephritis | 100% | |||
| 3) Rheumatoid Arthritis with Complication | 100% | |||
| 4) Facial Reconstruction Surgery due to Accident | Reimburse up to 100% | |||
| 5) Skin Grafting due to Burns | Reimburse up to 100% | |||
| 6) Skin Grafting due to Cancer | Reimburse up to 100% | |||
| 7) Carcinoma-in-situ of Breast or Cervix Uteri | 30% | |||
| 8) Pregnancy Complication - Disseminated intravascular coagulation - Extopic pregnancy - Hydatidiform mole - Death of foetus (after 195 days of pregnancy) - Death of child (within 30 days after birth) | 30% | |||
| 9) Infant Congenital Illnesses (survive more than 30 days after birth and and diagnosed within 2 years after delivery) - Ventricular septal defect - Atrial septal defect - Down's syndrome - Spina bifida - Tetralogy of fallot - Transposition of the great vessels | 30% | |||
| 10) Life-stage Benefits - Marriage benefit - Childbirth benefit - Retrenchment benefit - Divorce benefit - Benefit of spouse's death | 3% per event subject to 2 events per life | |||
| 11) Death Benefit/PRUdisability plus | 100% | |||
| 12) Moneyback Benefit at Expiry Date | Refund total premiums paid less any claims made | |||
erm, tak pasti kesahihan die lagik. still waiting for my prudential agent for more info. sbbnye, mmg nk upgrade ke prulady la rasanya. nnti lepas die dah bagi penerangan, i shall update.
Till then,
aku penah dgr gak dulu, brape sebulan weh? tak byk insurance yg cover mcm PruLady ni kan!
ReplyDeletewoah..divorce benefit pon ada :P
menurut google, minimum rm50 kot. utk rm25k coverage. tak tau kesahihan. rabu ni br aku jumpe agen aku.
ReplyDeletetu la pasal. aku rasa untung kot amik prulady nih. hahaha. promote sket
I took PruLady 3 years ago... so far tak guna pun lagi... tp insyaAllah nanti bersalin dpt la duit RM1500. And S, u can even take PruChild pun, mira still dok fikir2 lg pasal PruChild...
ReplyDeletemira: prulady stand alone kan, die lain ngn prudential kan? erm, i was thinking the same. tp pruchild kene up to 16wk br bole amik. tak lepas lagik nih
ReplyDeletePrulady part of prudential... specially for ladies matters jer... tp tak da medical card untuk PruLady... nak medical card, kena ambik lain. So mira ambik yg critical illness tu..
ReplyDeletesalam dear,
ReplyDeletesaya dah amik prulady almost 3+- years.. byk benefitnya dan sgt bguna pd saat kritikal. mcm saya 250+- untk 3 months, so every month saya bayar 80+-. kalau nk medical card amik pruBsn la..
yups, prulady sgt2 ok.. even laparoscopy ovarian drilling (LOD) pun cover jugak.. :)
ReplyDeleteokeh, mmg igt nk amik. hohoho
ReplyDeleteprulady? suggest amik. even lahir baby pon kalau nk claim bole :)
ReplyDeletesy amik pon da dkt 3 thn. setakat nie lom claim lg. amik sekali dgn prudential biasa. bln2 dalam 230. combine je S kalau ko ader prudential. senang :)
i br jmpa agent smlm! hehe. tgh consider nk amek insurans jugak ni. my agent said prulady ni stand alone pnya produk. n conventional. dia suggest amek medical card under takaful n couplekan dgn takaful puteri. benefit sbijik sama, kecuali benefit peringkat kehidupan tu. n monthly premium pn x byk beza sgt. somemore islamic pnya produk. lg untung sbb ada saving+protection+hospital benefit. prulady xbyk cash value dlm plan dia. tp prudential quite strict, dia investigate dulu segala sejarah kita dgn hospital then bila kita amek insurans ngn dorg, dia bg exclusions. means segala sejarah kita dia dh xcover.
ReplyDeleteSaya dah interview agen takaful bsn pasal takaful puteri. Takaful puteri ni rider. kena amik yang induk, baru boleh amik takaful puteri.
ReplyDeleteLepas tu ade takaful puteri dan takaful puteri plus.
Saya pernah miscarried dan saya tak boleh amik takaful puteri plus sebab pernah ada history macam tu. It's considered a liability to them.. wuhuhu, sedih..